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About Us

Lakeview Financial Services is run by Husband and Wife team, Terry and Liz Hayes. Between them they have over 30 years experience in Mortgage Advice, having first set up and run a Mortgage Brokerage in 2003.  Terry advises on residential and Buy to Let Mortgages, Liz specialises in Lifetime Mortgage advice.

The Company specialises in Lifetime Mortgage advice.  We believe that our clients should be given all the options available to them to make the right decision about whether or not to release equity from their homes.  Once you make an enquiry, Liz will call you to have an initial discussion.  If you wish to go ahead, Liz will make the process as easy as possible for you, keeping you updated every step of the way and making sure you understand everything that is going on. No home visit will be required throughout the whole process.

Liz is a qualified Equity Release Adviser, having gained her certificate in September 2018.

You will receive a personalised illustration and report detailing our recommendations. You will never be obligated to proceed and you will not be charged any fees by us if you don’t proceed.

As we offer a bespoke service our charges can vary. Our minimum fee charged is £600 per application our average fee charged is £ 750 fees are ( payable on receipt of offer).

The choice of Lifetime Mortgage plans and the features to choose from is vast. In addition, most plan providers now only accept applications from qualified financial advisers to ensure that you have received independent advice from a suitably qualified adviser.

  • We are independent and search the whole Lifetime Mortgage market, providing a huge choice of plans to choose from.
  • We offer a full advice and recommendation service ensuring that we take full responsibility for recommending the most suitable plan for you.
  • We only recommend plans which are completely safe, protected by both the FCA (Financial Conduct Authority) and Equity Release Council.
  • We offer a free initial Lifetime Mortgage consultation with a fully qualified specialist adviser.
  • We are qualified to offer advice on both Lifetime Mortgages and Home Reversion Plans and are not tied to any one provider.
  • You will receive a personalised illustration and report detailing our recommendations. You will never be obligated to proceed and you will not be charged any fees by us if you don’t proceed.
  • We do all the work involved, from start to finish, completing any paperwork or application forms, liaising with provider and solicitors while keeping you updated throughout.

How We Work

We offer a full advice and recommendation service. This means that we will compare every UK Lifetime Mortgage plan and recommend which one we feel suits your needs the best.

We will email / post your Personalised illustration and report. These documents will lay out in plain English, whether we recommend Lifetime Mortgage or not, which plan from the market we recommend along with our reasons, as well as draw your attention to the costs and any risks you should be aware of, such as any effect on tax, or on any State Benefits you may receive.

Upon receipt of this information, You can call or email us with any further questions you may have. You will not be obligated in any way to proceed with our recommendation and you will not be charged any fees if you decide not to proceed with our recommendation.

Our overall aim is to ensure that you receive a complete and balanced recommendation, and that your experience of research and any application is as simple and pleasurable as possible, and most importantly, on your terms.

GET IN TOUCH

I've dealt with Liz on two different occasions , always pleasant, always precise with the information provided and nothing seems to much trouble when I've needed something confirming or clarifying.

Mike from Denbighshire

We were a bit sceptical about doing a Lifetime Mortgage after the bad press stories, that was before we met the lovely Liz Hayes who visited us at home and explained everything very thoroughly and answered all our questions. When we decided to go ahead Liz was with us every step of the way giving us peace of mind. We would not hesitate to recommend Liz to our family and friends very professional and knows her stuff. Thank you Liz for all your help & advice.

Trevor & Sheena from Norfolk

What can I say really, I was so worried about the process and end result in a lifetime of mortgage that I lost sleep. Liz the wonderful lady who looked after me incredibly throughout my experience gave me confidence I needed to make the positive choice. Thank you so much for your help and giving me the confidence to go forward , I’ll never regret this, ever.

Joyce from County Durham

Liz was very helpful, friendly, professional, always kept us informed with the progress of our application and all in all a pleasure to work with.

Barry from Buckinghamshire